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It provides cover against all risks of physical loss to computer and periphery equipment. Therefore, it provides cover against:
• Sudden and unforeseen damage.
• Breakdown
• Consequential loss, e.g. computer bureau costs, loss of gross profit, overtime payment and costs of extra clerical staff.
• Cost of reinstating data into data carrying media.

It covers loss or damage to the insured machinery whilst at the situation from any cause outside the machinery including fire, explosion, impact damage, et cetera subject to policy exceptions.

A list of all plants to be insured and their values will be required.

It offers comprehensive protection against loss or damage in respect of contract works, construction plant and equipment and/or construction machinery. The policy may also be extended to provide protection against party legal liabilities.

It provides indemnity in respect of the cost of repairing or replacing insured machinery as a result of breakdown while the machinery is:

  • Working
  • At rest
  • Being dismantled, moved or re-erected for the purpose of cleaning, inspection or installation in another position within the situation of the risk.

This provides cover to the insured subject to the payment of the required premium in respect of losses suffered as a result of accidental interruption or interference of the operation of the machinery covered under the following policy titles:

  • On gross profit
  • Salaries and wages
  • On rent
  • On auditors fees

It offers comprehensive protection against all the risk involved in the erection of machinery, plant and steel structures of any kind. It may be extended to cover third party liabilities in connection with the erection project.

This policy covers the insured if the boiler/plant insured suffers any damage directly consequent upon and solely due to explosion or collapse in the performance of its proper function at the location specified in the schedule of the policy.

Indemnity is provided on the following basis:

  • Damage to the boiler/plant.
  • Liability for damage to property of third parties/death and bodily injury to third parties.

The cover is subject to the payment of the appropriate premium.