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Public Liability Insurance

It provides indemnity in respect of the legal liability of the insured for accidental bodily injuries to and accidental damage to the property of members of the public by the insured or his employees in the course of their work, or by defects in the premises, ways, works, machinery or plant.

It also covers legal costs and expenses incurred by the insured with the consent of the insurer to the extent of their liability stated in the policy.

This policy can be extended to include the following risks:

  • Fire & Explosion
  • Passenger Lifts
  • Food Poisoning
  • Defective Sanitary Arrangement

Product Liability

This cover is granted as an extension of Public Liability policy which excludes liability arising out of defective products. The extension covers legal liability of the insured for bodily injury and/or damage to property arising during the currency of the policy through defects in the commodities, or goods sold, supplied, serviced or processed by or on behalf of the insured or arising through defects in the containers of the wrong label thereof.

Golfers Indemnity Insurance

  • The policy provides indemnity against:
  • Insured’s liability to the public while playing or practising.
  • Loss of fire and/or theft of wearing apparels and golf equipment
  • Breakage of equipment in the course of playing or practising
  • Damage to other equipment
  • Personal Accident to the Golfer.

Professional Indemnity Insurance

This policy indemnifies the insured in respect of his legal liabilities to third parties as a result of his professional negligence (subject to policy terms and exceptions).